Decipium

Introduction
By registering a Personal Account you will be asked to provide certain personal and sensitive information as detailed in this document and ourTerms of Service.

Our Privacy Policy is based on the following principles of our provision of Decipium to you:

We are absolutely committed to these policies. This document forms part of ourTerms of Service. We recommend that you read it carefully to ensure that you are entirely comfortable with the content. If you have any concerns or questions relating to this document then please send your inquiry via the 'Contact Us' section of the Site.

Information We collect

We collect three broad types of Information:

Information that you directly provide Us;
Information about your use of, and interaction with, Decipium and the Site; and
Information collected through the Platform, Applications, third parties or other websites.

Information which you directly provide Us can include:

the email address and password you provide when registering a Personal Account;
Profile Information;
any responses you submit during Campaigns;
the content of any Customer Service correspondence you send Us;
your log in details for other websites for which you have registered;
any banking or other details you provide Us when requesting a redemption; or
any other Information you directly provide Us through Decipium or the Site.

Information that we collect relating to your use of, and interaction with, Decipium can include:

your IP address, GeoLocation and data stored in your decipium.com web cookie;
your Campaign activity, such as when you accept or skip an Invitation, your participation in Campaigns and your progression through a particular Campaign;
your activity on the Site, such as when you log in to your Personal Account, when you send us Customer Service correspondence and when you opt-in to an Application;
information about the device you are using to access Decipium (eg whether you are using a computer, mobile phone, tablet etc);or
your transaction history, including your Personal Account balance, the payments you receive from participating in Campaigns and any redemptions you have requested.

Information collected through the Platform, Applications, third parties or other websites can include:

details about yourself which are stored on other websites;
the names, email addresses and other details of contacts or friends you have stored on other websites; and
any other data that may be stored on other websites or held by third parties.

We use Profile Information to publish and deliver Insights to you.
We use Profile Information in conjunction with Information obtained from sources such as web cookies, your IP adress and Geo-Location software to match and deliver relevant Campaigns to you through Decipium. This can include sending you emails or other online notifications to alert you of Campaigns for which you may qualify (if you have opted in to receiving such notifications).
At times, Businesses may require access to Profile Information to determine the target audience for a Campaign. We only provide Profile Information to Businesses in an aggregate and de-identified format. We would never provide Information to a Business that would allow you to be personally identified unless you grant us express permission to do so.
The responses you submit during a Campaign are provided to Businesses in a de-identified format. We never provide a Business your Personal Account details, email address or any other personally identifiable Information unless you provide us express permission to do so.
As mentioned above, the responses that you submit during a Campaign are provided to Businesses in a de-identified format. We, or the Business, may subject these de-identified results to further analysis or use, including publication of the de-identified results.
During a Campaign you may be asked to provide your name, email address and other contact information. In relation to these Campaigns, you should note that:

you are providing this Information directly to the Business and not Decipium;
your Information will be dealt with in accordance with the relevant Business' privacy policy and not this Privacy Policy; and
you are always free to decline providing contact details to a Business.

We use Information relating to your activity and interaction with Decipium to:

help detect and prevent fraudulent activity;
maintain the data quality of Campaign responses;
improve and personalize your Decipium experience; and
maintain, operate and improve Decipium, the Site and the Platform.

We only ever access the decipium.com web cookie which we place on your computer and never access or attempt to access any other cookies stored on your machine.
Information collected through the Platform, Applications, other websites and third parties may be used to allow you to:

create a relationship between your Personal Account and online accounts you have registered with other websites;
invite your friends to join Decipium;
communicate with your friends and contacts about Decipium or through the Site;
view and access your online accounts through the Site;
complete some of your Profile Information using Information stored on another website;
help detect and prevent fraudulent activity; and
improve the accessibility of the Site.

We use all Information we collect to help manage and provide Decipium to you, as well as maintain and constantly improve the Site, Platform, Applications and your Decipium experience.

You can access and update, amend or delete Profile Information at any time by accessing your Personal Account.
You agree to update and maintain the accuracy of any personally identifying Information you provide Us, whether stored in your Profile or elsewhere on the Site.
You can update and change the email address with which you registered and your Personal Account password by accessing the 'Settings' section of the Site.
A history of your Campaign activity and the Rewards you have earned can be accessed in the 'Transaction History' section of the Site.
The details of any websites or online accounts you have linked to your Personal Account can be accessed in the 'Friends' section of the Site.
For any questions relation to accessing your Information or Personal Account please go to the 'Contact Us' section of the Site page, send us the details of your inquiry.

We will not sell, trade, give or rent any Information to a third party unless:

you have expressly consented to such disclosure;
such disclosure is permitted by theTerms of Serviceor this Privacy Policy; or
required to do so by law.

As mentioned above, Profile Information is only disclosed to Businesses in an aggregate and de-identified format and Campaigns responses are provided Businesses in a de-identified format. We never provide any personally identifiable Information about you to a Business unless you expressly grant us permission to do so. This permission will (unless otherwise indicated) generally be required on a case-by-case basis.
We only disclose your banking details to our bank to action your redemption requests. This disclosure occurs in an extremely secure and protected online facility.
The response data for some Campaigns may be analyzed and aggregated by employees in Our overseas offices. You agree to allow your Campaign response data to be processed in countries outside of your location. Our overseas employees, regardless of their location, are required to maintain the same privacy standards.
Additionally, some Campaigns may originate from Businesses which are based outside of your location and accordingly you agree to allow your Campaign response data to be provided to Business which operate or are based outside of your location.
As part of our commitment to adopting best practices and procedures we have recognized the need to use third party hosting facilities which are located at a number of international locations. This arrangement aims to ensure that your Information is constantly accessible and backed up in secure data storage facilities. We will ensure that any third party hosting providers used are not permitted access to your Information.
If you associate your Personal Account with another website or online account through the Platform, an Application or any other means, we may save any data retrieved via this association into our system. Before any such data transfer can occur, the nature of the data being transferred will be outlined to you and your express consent will be required to action the transfer. You should read the terms of any Application carefully before accepting and using an Application.

We are committed to providing a secure online environment to use Decipium and have invested considerable resources to protecting your Information from loss, misuse, corruption and unauthorized access.
We use the very latest secure server software (SSL) technology to encrypt the transfer of all personally identifiable Information.
All of the data collected and stored by Us is protected by firewalls against unauthorized access.
Due to the nature of the Internet, it is possible that information stored on our servers and data transmitted online can sometimes be accessed by unauthorized third parties. While we have made significant investments in hardware and software to ensure that this risk is minimized, we cannot guarantee that Information you provide to Us will never be compromised. By accepting this Privacy Policy you indicate that you acknowledge and accept these risks.

You can earn Rewards by participating in Campaigns and other activities on Decipium.
To become entitled to a Reward for participating in a Campaign;

the information in your Profile must match the targeting criteria for the Campaign;
the end date for the Campaign must not have passed; and
you must:

view and accept the Invitation for the Campaign;
progress through the Campaign and answer all questions asked; and
reach the payment page at the conclusion of the Campaign and follow all instructions on that page.

Neither Us nor a Business will be liable for any loss or damage arising from you receiving an Invitation or Campaign after the Campaign end date.
We do not make or imply any representations regarding the amount of Rewards you may accrue by using Decipium.
If a Business defaults on its obligation to fulfil a Reward offer, We are not liable to fulfil the Reward offer to you and are not liable for any loss or damage that results from the Business not satisfying its Reward offer.
We store a record of any Rewards you may earn through interaction with Decipium.
We may debit or credit your Decipium account balance at any time and without notice, to rectify any payments made to, or debits from, your account balance which were caused by human error, technological error or any other mistake or systems failure.
If you wish to dispute a Reward you should contact Us and describe the nature of the discrepancy. We will notify you of the results of any investigation and any determination made by Us is final (without affecting any of your statutory rights).

You may redeem Rewards earned through your use of Decipium by requesting an electronic funds transfer to your personal bank account (in territories where such transfers are available).
Redemption payments from your Personal Account will be made in the local currency of your country of residence (as indicated in your Profile).
You may only redeem between $25 USD and $50 USD in one transaction. In addition, you may only redeem up to $50 USD in any 60-day period. All other details concerning redemptions can be viewed on the 'Redemption' section of the Site.
Please allow 30 days for the processing of redemption requests.
It is your responsibility to ensure the bank account information you enter on Our Site when requesting a redemption is accurate. The information that you enter is used to automatically transfer payments to the bank account details that you provide. Payments once made cannot be recalled and consequently, if you provide incorrect bank account information when requesting a redemption we will not be able to recover any such payments made and no further payments will be made in respect of the redemption request.
You agree to indemnify Us in relation to any loss or damage caused by an electronic funds transfer made in accordance with your instructions. You will be liable for any costs associated with the provision of incorrect or incomplete details in your redemption request.
We will not be liable for errors made by third parties in relation to your redemption request.
Any Rewards you earn through Decipium do not earn interest and have no monetary value until validly redeemed. We will maintain your bank account details and debit and credit card details (if provided to Us) in accordance with our Privacy Policy.
You are responsible for identifying any potential tax liabilities that may arise through your use of Decipium. Decipium is available to you as a consumer and not a business, trading organization or any other commercial entity.